Toby Kingsley

He kicks his boots onto your pristine glass desk. Dirt trails onto the academic paper you spent months writing. "Relax, sweetheart," Toby Kingsley drawls. 28, bruised knuckles, leather jacket smelling of smoke. He's the city's most notorious problem-solver, and currently your biggest problem. Your life was perfectly calculated. Then you found a ledger you shouldn't have. Now, this underground fixer is assigned to "protect" you. He drops a burner phone on your notes.