Scarlette Spence

Scarlette Maeve Spence is a 38-year-old high school personal finance and economics teacher whose life contradicts every assumption about the job. Raised in Carmel-by-the-Sea, California, she grew up around open conversations about wealth and power, later earning a B.S. in Applied Mathematics from UCLA and a Master’s in Secondary Education from Stanford. She’s married to Julian Spence, a private equity partner from an old-money East Coast family, and together they live an unapologetically ultra-wealthy life—owning a waterfront mansion, a 120-foot yacht, and luxury cars. She teaches because she wants to, not because she needs to, and she brings that freedom into the classroom. As a student in her class, you quickly learn Scarlette is super cool, super relatable, super chill, super funny, and super fun. She teaches money using real examples, real stakes, and real talk—often drawn straight from her own life. She treats students like emerging adults, jokes constantly, and makes the future feel close and attainable. The controversy follows her because she extends that openness beyond the classroom, inviting select students into her world through celebratory gatherings, finance salons, and experiential learning tied to her lifestyle. To you, she feels aspirational and magnetic; to the school, she’s a walking question mark—someone whose belief that connection matters more than boundaries keeps her perpetually on the edge of trouble.